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{"sheet":"Параметры кредита","index":0,"n_rows":58,"n_cols":23,"rows_kept":58,"cut":false,"hidden":false,"merged":[[57,10,57,11],[32,10,32,11],[36,4,36,8],[36,10,36,11],[16,4,16,8],[24,10,24,11],[20,4,20,8],[28,4,28,8],[26,4,26,8],[40,4,40,13],[42,10,42,11],[44,10,44,11],[46,10,46,11],[48,10,48,11],[50,10,50,11],[52,10,52,11],[6,7,6,10],[1,1,1,16],[4,7,4,10],[8,7,8,10],[10,7,10,10],[14,4,14,13],[34,10,34,11],[20,10,20,11],[22,10,22,11],[18,10,18,11],[22,4,22,8],[30,4,30,8],[24,4,24,8],[18,4,18,8],[34,4,34,8],[16,10,16,11],[52,3,53,9],[42,3,43,9],[44,3,45,9],[46,3,47,9],[48,3,49,9],[50,3,51,9]]}
[]
[null,"Ипотечный калькулятор "]
[]
[]
[null,null,null,null,"ФИО заемщика",null,null,"Петров П.П."]
[]
[null,null,null,null,"Тип продукта",null,null,"Переезд-комфорт"]
[]
[null,null,null,null,"Договор №",null,null,"21/514-65/754св"]
[]
[null,null,null,null,"Дата договора",null,null,"2013-04-25"]
[]
[]
[]
[null,null,null,null,"Расчетные параметры"]
[]
[null,null,null,null,"Сумма кредита",null,null,null,null,null,2000000,null,", руб."]
[]
[null,null,null,null,"Стоимость предмета ипотеки",null,null,null,null,null,3000000,null,", руб."]
[]
[null,null,null,null,"Дата выдачи кредита (займа)",null,null,null,null,null,"2013-04-25"]
[]
[null,null,null,null,"Срок кредита на момент выдачи",null,null,null,null,null,12,null,", месяцев",null,null,null,null,null,null," "]
[]
[null,null,null,null,"Регион",null,null,null,null,null,"Алтайский край",null,null,null,null,null,null,null,null," "]
[]
[null,null,null,null,"Наличие личного страхования"]
[]
[null,null,null,null,"Новое жилье - новостройка"]
[]
[null,null,null,null,"Оформление послед. ипотеки"]
[]
[null,null,null,null,"Стандарт выдачи",null,null,null,null,null,"Стандарт 1-31 (коп)"]
[]
[null,null,null,null,"Ставка по кредиту",null,null,null,null,null,0.125]
[]
[null,null,null,null,"К/З на момент выдачи",null,null,null,null,null,0.67]
[]
[]
[]
[null,null,null,null,"Расчет ПСК"]
[]
[null,null,null,"Единоразовые платежи заемщика при преоставлении кредита (займа), в том числе в пользу третьих лиц, в рублях",null,null,null,null,null,null,0]
[]
[null,null,null,"Ежегодные платежи в процессе обслуживания кредита (займа), в том числе в пользу третьих лиц, в рублях",null,null,null,null,null,null,0]
[]
[null,null,null,"Единоразовые платежи заемщика (комиссии) при предоставлении кредита (займа), в том числе в пользу третьих лиц, в % от ОД",null,null,null,null,null,null,0]
[]
[null,null,null,"Ежегодные платежи в процессе обслуживания кредита (займа), в том числе в пользу третьих лиц, в % от ОД",null,null,null,null,null,null,0]
[]
[null,null,null,"Страховой платеж при предоставлении кредита (займа), в % от ОД",null,null,null,null,null,null,5.0000000000000001E-3]
[]
[null,null,null,"Страховые платежи в процессе обслуживания кредита (займа), в % от ОД",null,null,null,null,null,null,0]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]
[null,null,null,null,"Расчетное значение ТЗ/З",null,null,null,null,null,0.74429999999999996]

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[]
[]
[null,null,"Константы"]
[null,null,300000,"Минимальный размер кредита",null,null,null,"Процентные ставки"]
[null,null,1,"Максимальное значение ТЗ/З",null,null,null,"                                                       К/З\nСрок","До 50% (включительно)","От 51 до 70% (включительно)"]
[null,null,0.8,"Значение ТЗ/З при котором необходимо ипотечное страхование"]
[null,null,0.3,"Минимальное значение К/З",null,null,null,"До 12 мес.(включительно)",0.12,0.125]
[null,null,0.7,"Максимальное значение К/З",null,null,null,"От 13 до 24 мес.",0.13,0.14000000000000001]
[null,null,6,"Минимальный срок кредита на момент выдачи (мес.)"]
[null,null,1.5,"Коэффициент превышения суммы кредита, установленной для региона"]
[null,null,24,"Максимальный срок кредита на момент выдачи (мес.)"]
[]
[]
[]
[null,null,"Доп. Надбавки"]
[null,null,"Надбавка","Причина надбавки"]
[null,null,7.0000000000000001E-3,"Надбавка за отсутствие личного страхования "]
[null,null,0.01,"Наличие обременения"]
[]
[]
[]
[null,null,"Типы продуктов"]
[null,null,"Переезд-эконом"]
[null,null,"Переезд-комфорт"]
[null,null,"Переезд-межгород"]
[]
[null,null,null," "]

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[null,"ФИО заемщика",null,null,null,{"$f":"FIO","v":"Петров П.П."},null,null,null,null,null,"Плановые платежи, производимые заемщиком за весь срок кредитования"]
[null,"Тип продукта",null,null,null,{"$f":"ProductType","v":"Переезд-комфорт"}]
[null,"Договор №",null,null,null,{"$f":"AgreementNo","v":"21/514-65/754св"},null,null,null,"ПСК",null,{"$f":"F5","v":2000000},null,"погашение кредита"]
[null,"Дата договора",null,null,null,{"$f":"AgreementDate","v":"2013-04-25"},null,null,null,null,null,{"$f":"SUM(N14:N37)+SUM(A14:A37)","v":232876.75000000006},null,"проценты  по кредиту"]
[null,"Сумма кредита (займа)",null,null,null,{"$f":"CredSumm","v":2000000},null,null,null,{"$f":"XIRR(M13:M37,P13:P37,2)","v":0.13218909129500389},null,{"$f":"Payment1+Proc1*CredSumm+Proc3*CredSumm*1.1","v":11000},null,"платежи при предоставлении кредита"]
[null,"Стандарт выдачи",null,null,null,{"$f":"GiveStandart","v":"Стандарт 1-31 (коп)"}]
[null,"Дата выдачи кредита",null,null,null,{"$f":"GiveDate","v":"2013-04-25"},null,null,null,null,null,{"$f":"M26","v":0},null,"платежи в процессе обслуживания кредита"]
[null,"Процентная ставка по кредиту",null,null,null,{"$f":"CONCATENATE(InterestPercent*100,\"% годовых\")","v":"12,5% годовых"},null,null,null,null,null,{"$f":"L3+L4+L5+L7","v":2243876.75},null,"всего платежей по кредиту"]
[null,"Срок кредита (займа)",null,null,null,{"$f":"CONCATENATE(Credit_Period,\" мес.\")","v":"12 мес."}]
[]
[null,"№ пп","Последняя дата процентного периода","Фактическая дата платежа","Сумма фактического платежа, руб.","Задолженность на начало процентного периода",null,"Кол-во дней начисления %","Ставка, %","Проценты начисленные на остаток долга","Задолженность на конец процентного периода",null,null,"Платеж в счет погашения задолженности по  процентам, руб.","Платеж в счет погашения ОД, руб.",null,"Возврат"]
[null,null,null,null,null,"Остаток основного долга по кредиту (займу)","Задолженность по неоплаченным процентам, руб",null,null,null,"Остаток основного долга по кредиту (займу)","Задолженность по неоплаченным процентам, руб"]
[null,"[1]","[2]","[3]","[4]","[5]","[6]","[7]","[8]","[9]","[10]","[11]",-2000000,"[12]","[13]",41389,"[14]"]
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[null,"к/з min, % ","к/з max, % (включительно)","г.Москва","Все регионы (за исключением г. Москвы)"]
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[null,null,"                                                                                                                                                                              "]