About the Agency

        The Agency for Housing Mortgage Lending was established in 1997 by the Government of the Russian Federation. The Agency’s mission is to implement the state policy for increasing the affordability of housing for Russian citizens by developing and improving the efficiency of the housing mortgage financing system.


        AHML has all mechanisms required for the full cycle of support of the Russian housing sector: from provision of land resources and promotion of housing construction to shaping of solvent demand for housing. One of AHML’s strategic priorities is increasing the volume of financing of the housing and mortgage lending market by developing Russia’s mortgage securities market. 100% of the company’s shares are owned by the Government of Russia.

        September 2017

        Mortgage rates

        Private-public cooperation allows us to offer our customers the most favorable conditions on the market.

        Calculate mortgage
        Primary market
        Secondary market

        Inflation (CPI) September 2017


        Mortgage lending volume
        8M 2017

        1 102 bln ₽

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